The standalone MLO license, and the route most new California originators take. No real estate license required, so your clock starts the day your education does.
"Quick one before I enroll: is the company licensed through DFPI or DRE? I want to make sure my education matches."
Mortgage authority gets added to your existing California real estate license. Same 20 hours of education, different agency, and a real dual-license advantage on the other side.
Look up your company on NMLS Consumer Access. The company record names the state license it holds, so you never have to take anyone's word for it.